a simple guide to getting it right when buying insurance

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No Claims Discount Expires After 2 Years | Protected No Claims Discount Does Not Protect Your Premium | Manipulating Your Details to Gain a Better Price Could Invalidate Your Policy | You Don't Automatically Get Driving Other Cars With Comprehensive Cover | Should I Send Copies of Documents to My Broker/Insurer? Yes | Each Policy Earns It's Own No Claims Discount, You Can't Use It Twice | Insuring Your Child's Car In Your Name Is Called Fronting And Is Fraud! | Don't Assume Your Company Car No Claims Discount Will Be Accepted By Your New Insurer - Check First! | Counterpart Licences Abolished, You May Still Have To Provide a Code From DVLA to your Underwriters to Check Your Details | Motorbility Policies Do Not Earn a No Claims Discount | Motoring Endorsements Are Declarable For 5 Years

Van Insurance - Taking A Load Off

If your trade means you need a van then you rely on your van for your livelihood.  If you make sure you get insure it right then you shouldn’t have to spend time correcting things with your insurer at a later date.  Or worse still, you could end up having a claim revoked due to not getting the details correct.  If your insurers refuse to pay, could you afford to buy another van out of your own pocket or your businesses? If an accident is your fault your insurers can claim the costs back from you under their right of recovery, if you’ve misled them when you took out your insurance.

Van insurance is not the same as car insurance, it is classed as Commercial Insurance and has different rules and rating:

Row of Transit Connect Vans. Credit Michael Gil - https://www.flickr.com/photos/msvg/5084587749.  This photo has been cropped at the top and bottom